Underwriting Requirement
| CPS Is The Impaired Risk Specialist |
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Click here for a 3 minute long audio/visual presentation detailing the benefits of using CPS’ Underwriting Department when working to get coverage for your clients with potentially adverse underwriting issues. CPS gets your impaired risk cases placed!
Ask The Doctor
Our online "Ask The Doctor" feature gives you a convenient, fillable version of our Quick Quote forms. Once you have completed the form, an email is sent to our participating carriers who will have the opportunity to reply with a tentative offer for life insurance for the client. All questions must be completed.
Visit "Ask The Doctor"
Informal Inquiry
The Informal Inquiry Form or Informal Inquiry 15-Point Type (required in CA) needs to be completed, signed and submitted to CPS when APS(s) need to be acquired prior to shopping an impaired risk case. We have recently added a fillable PDF of the All States version that can be completed and printed right through your browser.
- For cases with face amounts of $1 million and/or $5,000 estimated annualized premium and up, CPS will obtain the medical records upon receipt of the Informal Inquiry Form.
- For cases with face amounts of $250,000 and/or estimated annualized premium of $1000 and up, please submit the medical records along with the Informal Inquiry Form.
Standard Underwriting Questionnaires
Quick Quote Questionnaires
An evaluation for life… usually in 48 hours, or less. All questions must be completed. The Quick Quote Questionnaire asks all the pertinent questions as to the condition or ailment of the applicant – permitting our participating companies the opportunity of evaluating the information and making a tentative offer for life insurance for the client. No signatures, no application, no time consuming investigations or expensive Attending Physicians’ Statements - a complete evaluation in less than 48 hours.
| Underwriting Information And Presentations |
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Did You Know?
A growing set of helpful information sheets that can assist you and your client in various Underwriting related areas. Additional sheets will be added as they become available.
Impaired Risk Presentation
An online audio/visual presentation detailing the benefits of using CPS’ Underwriting Department when working to get coverage for your clients with potentially adverse underwriting issues. Contact your local CPS offices for assistance with your Impaired Risk cases.
Guaranteed / Simplified and Issue Product Specifications
Underwriting Requirement | CPS Is The Impaired Risk Specialist | Ask The Doctor | Quick Quote Questionaires | Informal Inquiry | Simplified and Guarantee Issue Products | Underwriting Guides | Generic Forms
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8447
Miramar Mall, Suite A
San Diego, CA 92121
Tel. (858) 535-9444 or (800) 776-IMIS
Fax (858) 535-0560 |
| The
CPS Integrated Marketing & Insurance Services web site is maintained
exclusively for active producers contracted with carriers through CPS,
and is intended for agent use only. All information is intended for use
as a guide, or as reference, and is believed to be current as of the date
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Informal Inquiry Form - 15-Point Type (Required in CA)