XRAE Underwriting Solution
XRAE does what no human being can - perfectly evaluate over 100,000 specific underwriting rules based on over 600 potential questions in less than a second to determine the "best case" underwriting classification at each XRAE Partner Carrier.
We provide XRAE to you as the ultimate field underwriting tool. The more you know about your client's health, the more successful you will be in selecting the right carrier to apply to.
XRAE provides a series of questions for your client. This process will save you time and give you (and your client) a realistic expectation of the underwriting outcome and the cost of the insurance.
To use the XRAE Lite Underwriting Solution, click here
Want to get the most accuate pricing at the time of quote? Great news! XRAE has been integrated into both our life quote systems: Vital Sales Suite and iPipeline! Just enter your client's health info and the quote engine will determine each carrier's rate class!
For cases with multiple impairments or complicated medical history, please transmit the information to your Marketing Rep.